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WHAT'S YOUR CREDIT WORTH?

Many of our customers have a goal that is at risk with bad credit. Some of them are looking to purchase a home, refinance a mortgage, get a new car, or just enjoy life with better credit. Unfortunately, many people do not have a plan.

AltoCredit's professional advisor team will align you and your goals. Many customers graduate our program in 6 months or less. Credit repair can be quite fun, we will guide you every step of the program. We have helped countless customers raise their scores quickly. Many of them started just like you. Your questions have answers, make the call today: 844-ALTOCREDIT

"We aren't just committed to removing items, We GUARANTEE it!" - AltoCredit Advisors



1

Pull your newest 3 bureau credit report. 

Together we will pull your 3 credit reports from TransUnion, Equifax, and Experian. Let's review the accounts that are holding down your credit scores. We will explain why these accounts are hurting your credit and set up a plan to challenge these accounts based on FCRA consumer protection guidelines. 
2

Fax or Mail your first round of challenges.

Most companies to NOT have a powerful FAX server to PROXY your dispute process. This innovative process, along with mailing letters has given us an edge in the industry. At this point, AltoCredit takes over the process and uses the information we gathered to tactically dispute the negative information reported on all 3 credit bureaus. Some rounds may be FAXED and some other ones may be MAILED. We use various communication methods when disputing with bureaus and creditor companies. 
3

Sit back and relax, we will update your progress. 

All of our clients enjoy a 24/7 accessible client portal where they can check their progress, communicate with their coordinator, and upload documentation securely. Our update process consists of texts, emails, and account changes to your client portal. We will also text and email you when it's time to check for new information. Look out for a phone call from the Advisor Team too! We are here to help and we like to keep in contact regularly. 
4

Repeat - Again, Fax or Mail your next round.

Shortly after our first round is sent to the credit bureaus, you can expect documentation to be mail to your house. Normally the credit bureaus and creditors will mail correspondence to your mailing address. This information we will review closely with out dispute team and our powerful attorney staff strategically prepare following rounds. Don't worry if you get little mailed correspondence. Your credit monitoring service will provide detailed updates on for accounts every 31 days. We will utilize this resource to prepare either Faxed or Mailed subsequent letters. 
5

Build your New Positive credit 

Credit History makes up 35% of your credit FICO scores. We always encourage building new positive credit. As we work on removing negative erroneous problems, we will recommend new credit products that can fit into your budget. Remove negatives and build positives to maximize your results. 

 

CHOOSE YOUR PLAN:


$149.99 (One time) Initial setup fee and first work 


MONTHLY PAY-AS-YOU-GO

Pay-As-You-Go is a set plan that helps you budget. Clients pay same comfortable amount each month. You pay for our dispute writing process. We dispute all negative items up front. Saving you time and money! *COLLECTIONS *LATE PAYMENT..
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PAY-AFTER-DELETION

Pay only after CORRECTION to your credit reports. We will hold $99 monthly from your method of payment. As your account value builds, we pay ourselves based on performance ONLY. Any surplus after cancellation will be refunded in full. $40 each Acco..
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5 Ways I increased my credit scores over 200 points

-Erica Bonilla

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